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45 Flatwoods Road

Spencer, IN 47460

ActiveListed Apr 9, 2025 · 482 days on market

Key facts

Beds
4
Baths
3 full
Living area
3,502 sqft
Lot
0.73 acres
Year built
1986
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22031759
County
Owen
Subdivision
No Subdivision

About this home

Take a look at this 4 bedroom, 3 bath, 3502 sq. ft. Brick Ranch over finished walk-out basement. At the entrance the foyer extends to the living room, dining area and around to the kitchen. The kitchen features a huge island with plenty of counter space, cabinets and storage. There is a door from the kitchen and a sliding patio door from the dining room onto the 16x20 upper deck. The primary bedroom offers a private bath with dual vanity sinks, a new walk in tiled shower, as well a huge walk-in closet. The 2 other additional bedrooms finish off the main level of the home. An open staircase walks you down to the lower level that features the walkout basement, an additional bedroom and bath, a great room with wet bar and a family room with brick fireplace. Outside the family room is an enclosed 16x20 screened in porch that extends to the 15x30 above ground pool fully surrounded by a large deck and features a tiki bar and a half bath perfect for entertaining. This area is also fenced in for security and the family dog. Let's not forget the rest, this property has a lower-level 16x20 attached garage, along with a 30x48 pole building with tall ceilings and a 14x16 separate storage shed sitting next to it.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherMicrowaveRefrigeratorTrash Compactor
Interior features
Bath Sinks Double MainBreakfast BarKitchen IslandEntrance Foyer
Other rooms and areas
Bedroom Other on Main
Basement
FinishedFinished CeilingFinished WallsFullStorage SpaceWalk-Out Access
Fireplaces
1
Fireplace type
Family Room
Laundry
Laundry Room
Rooms
11
Main-level bedrooms
3

Exterior

Exterior features
Barn PoleStorage
Patio and porch
Breeze WayDeckScreened
Construction
Brick
Foundation
Full
Style
Ranch
Parking and garage
AttachedAsphaltGarage Door Opener
Pool
Above GroundFencedOutdoor Pool
Private pool
Yes
Other structures
OutbuildingPool House

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Private
Utilities
Electricity ConnectedNatural Gas ConnectedSeptic SystemWater Connected

Lot and HOA

Lot features
Corner Lot

Schools

Elementary school
McCormick's Creek Elementary Sch
Middle school
Owen Valley Middle School
High school
Owen Valley Community High School
School district
Spencer-Owen Community Schools

Taxes

Estimated annual tax
$2,736 / yearTwice the semi-annual installment the listing reports.
Tax year
2023

Estimate your monthly payment

$2,249per month, estimated
Principal and interest $1,890Property tax $228Insurance $131
20% · $74,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$374,900
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