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18 Lindsay Court

Spencer, IN 47460

ActiveListed Jun 19, 2026 · 34 days on market

Key facts

Beds
3
Baths
1 full · 1 half
Living area
770 sqft
Lot
4.29 acres
Year built
1900
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22109403
County
Owen
Subdivision
No Subdivision
Total building area
878 sqft

About this home

Motivated Seller offering this recently remodeled in 2026, move-in-ready property offers a blend of updated living space and versatile outdoor amenities on 4.29 acres. The home features 3 bedrooms and 11/2 baths with recent improvements throughout. There is a great back porch to enjoy the outdoors and be hidden away for some privacy. Outside, you'll find a 24' x 36' pole barn, 20' x 20' carport, and an 8' x 12' storage shed, providing ample space for equipment, hobbies, and storage. The property also includes a pond that is 8 to 10 feet deep in the middle, stocked with bluegill, crappie, 9 grass carp, and lots of bull frogs. The open outdoor space is suitable for a variety of uses. Connected to natural gas and city water with a septic system in place. Conveniently located with easy access to Spencer, Bloomington, and surrounding areas. A great opportunity to enjoy acreage, outbuildings, and updated living space in one package.

Description provided by the listing brokerage.

Interior

Appliances
Gas OvenRefrigerator
Interior features
Eat-in Kitchen
Basement
Partial
Rooms
6
Main-level bedrooms
3

Exterior

Construction
Vinyl Siding
Foundation
BlockCrawl Space
Parking and garage
CarportDetachedGravel

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Schools

Elementary school
McCormick's Creek Elementary Sch
Middle school
Owen Valley Middle School
High school
Owen Valley Community High School
School district
Spencer-Owen Community Schools

Taxes

Estimated annual tax
$2,204 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,796per month, estimated
Principal and interest $1,507Property tax $184Insurance $105
20% · $59,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$299,000
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