Key facts
- Beds
- 3
- Baths
- 2 full · 1 half
- Living area
- 1,847 sqft
- Lot
- 0.333 acres
- Year built
- 2025
- Type
- Residential · Single Family Residence
- Stories
- One
- Garage
- 2 spaces
- MLS #
- 22067653
- County
- Owen
- Subdivision
- Four Oaks
- New construction
- Yes
About this home
Life in the Four Oaks Subdivision comes with space to breathe, room to gather, and thoughtful design, and 110 Pin Oak Road delivers all three. Built on the Spruce floor plan, this 1,847-square-foot home offers 3 bedrooms, 2 1/2 baths, and an open layout that feels both spacious and welcoming. The heart of the home is the kitchen, where a large island, quartz countertops, solid wood cabinetry, and a tiled backsplash create a clean, modern look that works just as well for everyday living as it does for entertaining. From there, the space opens effortlessly into the dining area and the expansive 16x22 living room, giving the home an easy, connected flow. Tucked nearby are a convenient half bath, laundry room, and direct access to the attached two-car garage. The primary suite is thoughtfully separated, offering a quiet escape with a walk-in shower, dual-sink vanity, and generous walk-in closet. Two additional bedrooms and a full bath with a tub/shower combo provide flexibility for guests, family, or a home office. With all appliances included, settling in is simple. Beyond the front door, Four Oaks offers walking trails around a private lake, a dog park, and a community clubhouse, plus quick access to Ellettsville, Bloomington, and downtown Spencer.
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Laundry
- Windows
- Rooms
- 7
- Main-level bedrooms
- 3
- Condition
Exterior
- Patio and porch
- Construction
- Foundation
- Style
- Parking and garage
Systems
- Heating
- Cooling
- Water
- Utilities
Lot and HOA
- HOA fee
- $300 / annually
- Lot features
- HOA fee includes
- HOA amenities
Schools
- Elementary school
- McCormick's Creek Elementary Sch
- Middle school
- Owen Valley Middle School
- High school
- Owen Valley Community High School
- School district
- Spencer-Owen Community Schools
Taxes
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
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