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710 White Oak Road

Spencer, IN 47460

ActiveListed Nov 4, 2025 · 343 days on market

Key facts

Beds
3
Baths
2 full
Living area
2,220 sqft
Lot
0.385 acres
Year built
2025
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22070743
County
Owen
Subdivision
Four Oaks
New construction
Yes

About this home

Discover this beautifully crafted 3-bedroom, 2-bath ranch in the sought-after Four Oaks Subdivision, offering 2,220 sq ft of thoughtfully designed single-level living. The Hazel floor plan features an open-concept layout with a split-bedroom design and a 19x8 sunroom that adds flexible living space. The kitchen is both stylish and functional, showcasing quartz countertops, stainless steel appliances, a tiled backsplash, and a large center island perfect for cooking and entertaining. The primary suite provides a private bath and spacious walk-in closet for a true retreat. Quality finishes abound, including luxury vinyl plank flooring, solid wood doors and trim, and a high-efficiency natural gas furnace. Four Oaks residents enjoy a private dog park, scenic lake with walking trail, and community clubhouse. Conveniently located off State Hwy 46, this home is just minutes from Spencer, Ellettsville, and Bloomington, blending small-town charm with easy access to city conveniences.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicrowaveElectric OvenRefrigeratorWasher
Interior features
Bath Sinks Double MainHi-Speed Internet AvailblWalk-In Closet(s)
Other rooms and areas
Laundry in Unit
Laundry
Main Level
Windows
Vinyl Windows
Rooms
8
Main-level bedrooms
3
Condition
New Construction

Exterior

Patio and porch
CoveredPatio
Construction
Vinyl With Stone
Foundation
Slab
Style
Traditional
Parking and garage
AttachedConcreteGarage Door Opener

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSewer ConnectedWater Connected

Lot and HOA

HOA fee
$300 / annually
Lot features
Close to ClubhouseRural - SubdivisionSidewalks
HOA fee includes
ClubhouseSnow RemovalWalking Trails
HOA amenities
ClubhouseSnow RemovalTrail(s)

Schools

Elementary school
McCormick's Creek Elementary Sch
Middle school
Owen Valley Middle School
High school
Owen Valley Community High School
School district
Spencer-Owen Community Schools

Taxes

Tax year
2025

Estimate your monthly payment

$2,415per month, estimated
Principal and interest $1,936Property tax $320Insurance $134HOA $25
20% · $76,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax at 1.0% of price (Indiana homestead-capped at 1%), homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$384,000
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