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101 Jefferson Valley

Coatesville, IN 46121

ActiveListed Apr 2, 2026 · 196 days on market

Key facts

Beds
5
Baths
3 full
Living area
3,154 sqft
Lot
0.33 acres
Year built
1996
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22092867
County
Putnam
Subdivision
Heritage Lake

About this home

AN UNHEARD-OF WATERFRONT VALUE AT HERITAGE LAKE! Priced at $604,900, this gorgeous, move-in-ready home delivers the space, condition and waterfront lifestyle buyers rarely find at this price. Enjoy it exactly as it sits, or customize it over time to fit your vision. This compelling price creates the potential for immediate equity and even greater future value. Tucked into a peaceful cove just off the main body, this waterfront property offers privacy with quick access to open water. Spend your days boating, fishing, kayaking and swimming, then relax or entertain on the deck and patio overlooking the lake. The private dock with boat slip is ready for your boat and lake toys! With more than 3,100 finished square feet, this updated 5-bedroom, 3-bath all-brick ranch offers incredible flexibility. The walk-out lower level feels like a home of its own with two bedrooms, a full kitchen, living and dining areas, a second laundry and abundant storage-ideal for guests, extended stays or multigenerational living. The main level features open living and dining spaces with a fireplace, plus an updated kitchen with granite countertops, stainless steel appliances, a gas range and breakfast bar. The spacious primary suite includes a beautifully redesigned, spa-like bath, while the third main-level bedroom can also serve as a laundry room, office or flex space. Enjoy easy access to the clubhouse, pool, beach, trails, concert stage, activity center, marina and Sahm's Haven restaurant. A waterfront home in this condition, with this much space, does not come around often at this price. Whether you are searching for a weekend retreat or year-round lake living, this is your opportunity to own an exceptional home at an exceptional value. Lake life is calling,are you ready to answer?

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodRefrigeratorWasherWater HeaterWater Softener Owned
Interior features
Attic Pull Down StairsBreakfast BarVaulted Ceiling(s)Kitchen IslandPaddle FanHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Bedroom Other on MainUtility Room
Flooring
Hardwood
Basement
Ceiling - 9+ feetDaylightEgress Window(s)Exterior EntryFinishedFinished CeilingFinished WallsFullInterior EntryStorage SpaceWalk-Out Access
Fireplaces
1
Fireplace type
Family Room
Laundry
In UnitConnections AllMain LevelIn Basement
Windows
Vinyl Windows
Rooms
11
Main-level bedrooms
3
Condition
Updated/Remodeled

Exterior

Patio and porch
CoveredDeck
Construction
Brick
Foundation
Concrete Perimeter
Style
Ranch
Parking and garage
Attached
View
LakeWater
Waterfront
Boat SlipDockLake FrontMarina in CommunityWater AccessWaterfront
Other equipment
Sump Pump

Systems

Heating
Gas
Cooling
Central Air
Water
WellPrivate
Utilities
Electricity ConnectedNatural Gas ConnectedSewer Connected

Lot and HOA

HOA fee
$321 / annually
HOA fee includes
ClubhouseEntrance CommonInsuranceMaintenanceNature AreaParkPlaygroundPickleball CourtManagementTennis Court(s)Walking Trails
HOA amenities
ClubhouseInsuranceMaintenanceParkPlaygroundPickleball Court(s)ManagementTennis Court(s)Trail(s)

Schools

Elementary school
Bainbridge Elementary School
Middle school
North Putnam Middle School
High school
North Putnam Sr High School
School district
North Putnam Community Schools

Taxes

Estimated annual tax
$3,046 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,542per month, estimated
Principal and interest $3,049Property tax $254Insurance $212HOA $27
20% · $120,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$604,900
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