Key facts
- Beds
- 5
- Baths
- 3 full
- Living area
- 3,154 sqft
- Lot
- 0.33 acres
- Year built
- 1996
- Type
- Residential · Single Family Residence
- Stories
- One
- Garage
- 2 spaces
- MLS #
- 22092867
- County
- Putnam
- Subdivision
- Heritage Lake
About this home
AN UNHEARD-OF WATERFRONT VALUE AT HERITAGE LAKE! Priced at $604,900, this gorgeous, move-in-ready home delivers the space, condition and waterfront lifestyle buyers rarely find at this price. Enjoy it exactly as it sits, or customize it over time to fit your vision. This compelling price creates the potential for immediate equity and even greater future value. Tucked into a peaceful cove just off the main body, this waterfront property offers privacy with quick access to open water. Spend your days boating, fishing, kayaking and swimming, then relax or entertain on the deck and patio overlooking the lake. The private dock with boat slip is ready for your boat and lake toys! With more than 3,100 finished square feet, this updated 5-bedroom, 3-bath all-brick ranch offers incredible flexibility. The walk-out lower level feels like a home of its own with two bedrooms, a full kitchen, living and dining areas, a second laundry and abundant storage-ideal for guests, extended stays or multigenerational living. The main level features open living and dining spaces with a fireplace, plus an updated kitchen with granite countertops, stainless steel appliances, a gas range and breakfast bar. The spacious primary suite includes a beautifully redesigned, spa-like bath, while the third main-level bedroom can also serve as a laundry room, office or flex space. Enjoy easy access to the clubhouse, pool, beach, trails, concert stage, activity center, marina and Sahm's Haven restaurant. A waterfront home in this condition, with this much space, does not come around often at this price. Whether you are searching for a weekend retreat or year-round lake living, this is your opportunity to own an exceptional home at an exceptional value. Lake life is calling,are you ready to answer?
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Kitchen
- Other rooms and areas
- Flooring
- Basement
- Fireplaces
- 1
- Fireplace type
- Laundry
- Windows
- Rooms
- 11
- Main-level bedrooms
- 3
- Condition
Exterior
- Patio and porch
- Construction
- Foundation
- Style
- Parking and garage
- View
- Waterfront
- Other equipment
Systems
- Heating
- Cooling
- Water
- Utilities
Lot and HOA
- HOA fee
- $321 / annually
- HOA fee includes
- HOA amenities
Schools
- Elementary school
- Bainbridge Elementary School
- Middle school
- North Putnam Middle School
- High school
- North Putnam Sr High School
- School district
- North Putnam Community Schools
Taxes
- Estimated annual tax
- $3,046 / yearTwice the semi-annual installment the listing reports.
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
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