Key facts
- Beds
- 3
- Baths
- 3 full · 1 half
- Living area
- 3,085 sqft
- Lot
- 0.89 acres
- Year built
- 1981
- Type
- Residential · Single Family Residence
- Stories
- Multi/split
- Garage
- 2 spaces
- MLS #
- 22096686
- County
- Putnam
- Subdivision
- Heritage Lake
About this home
Premium lakefront living at Heritage Lake with 160 ft of waterfront and a private dock + boat lift and nearly 1 acre lot. Completely renovated in 2020 with energy efficient 2x6 exterior walls, this 3,085 sq ft multi-level retreat blends modern comfort with timeless lake charm. The flexible layout features three private bedroom suites plus a separate in-law quarter with kitchenette-ideal for guests, multi-generational living, or weekend lake stays. The updated kitchen includes a butler's pantry/mud room for prep and storage, and the home is equipped with a whole-house water filter + RO drinking system. The upper level offers a private suite with full bath, walk-in closet, loft living area, and bonus rooms perfect for office, bunk room, or hobby space. Outside, enjoy low-maintenance cement siding, mature trees, and a rare gently sloping lot leading directly to the water-easy access for fishing, swimming, or launching from your dock. Spend evenings around the outdoor fire pit or explore the lake from your own boat. Whether you're seeking a full-time residence, weekend getaway, or multi-family lake retreat, this updated waterfront home delivers the space, flexibility, and lake lifestyle Heritage Lake is known for.
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Kitchen
- Other rooms and areas
- Laundry
- Windows
- Rooms
- 11
- Main-level bedrooms
- 2
Exterior
- Exterior features
- Construction
- Foundation
- Style
- Parking and garage
- View
- Waterfront
- Other equipment
Systems
- Heating
- Cooling
- Water
- Utilities
Lot and HOA
- HOA fee
- $321 / annually
- Lot features
- HOA fee includes
- HOA amenities
Schools
- Middle school
- North Putnam Middle School
- High school
- North Putnam Sr High School
- School district
- North Putnam Community Schools
Taxes
- Estimated annual tax
- $3,168 / yearTwice the semi-annual installment the listing reports.
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
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