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681 Hancock School Road

Spencer, IN 47460

ActiveListed Apr 27, 2026 · 134 days on market

Key facts

Beds
2
Baths
2 full
Living area
2,130 sqft
Lot
4.57 acres
Year built
1955
Type
Residential · Single Family Residence
Stories
One and one half
Garage
2 spaces
MLS #
22096949
County
Owen
Subdivision
Westwood

About this home

Some properties simply offer a home. Others offer a place to truly settle in & enjoy the surroundings. Minutes from Spencer, this 2-bdrm, 2-bath property delivers 2,130 sqft of living space tucked into a peaceful, park-like setting. Step onto the deck & look out over the stocked pond, complete with two aerators, then choose your favorite spot among the multiple seating areas or gather around the fire pit as the day winds down. Fruit trees & bushes add to the garden area, while a chicken coop brings even more possibilities for country living. Four dog kennels & several outbuildings provide practical space. Inside, the kitchen is sure to make an impression with custom-built cabinetry, granite countertops, large island, & walk-in pantry. Main level offers a comfortable mix of living & everyday spaces, including a bedroom, full bath, laundry room, family room, & living room. Welcoming front porch adds yet another place to slow down & enjoy the quiet setting. Upstairs, 19x17 primary suite creates a private retreat. Walk-in closet provides plenty of storage, while en-suite bath features relaxing soaking tub & dual-sink vanity. Detached 2-car garage w/ lean-to adds even more versatility. With its combination of character, charm, thoughtful interior features, & exceptional outdoor amenities, this property offers much more than just a place to live.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerElectric Water HeaterMicrowaveOvenRefrigeratorFree-Standing FreezerWasherWater PurifierWater Softener Owned
Interior features
Attic AccessKitchen IslandEat-in KitchenPantryWalk-In Closet(s)
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in Unit
Laundry
Main Level
Rooms
6
Main-level bedrooms
1

Exterior

Exterior features
Barn MiniFire PitStorage Shed
Patio and porch
CoveredDeckPatio
Construction
Vinyl Siding
Foundation
Crawl Space
Style
Traditional
Parking and garage
DetachedGravel
Fencing
Fence Complete
View
Pond
Waterfront
Pond
Other equipment
GeneratorSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSeptic SystemWater Connected

Lot and HOA

Lot features
Rural - SubdivisionWooded

Schools

Elementary school
Spencer Elementary School
Middle school
Owen Valley Middle School
High school
Owen Valley Community High School
School district
Spencer-Owen Community Schools

Taxes

Estimated annual tax
$1,290 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,236per month, estimated
Principal and interest $1,991Property tax $108Insurance $138
20% · $78,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$394,900
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