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640 Mill Springs

Coatesville, IN 46121

ActiveListed Jun 11, 2026 · 107 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,776 sqft
Lot
0.33 acres
Year built
2023
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22107758
County
Putnam
Subdivision
Heritage Lake

About this home

Live everyday like you are on vacation, this home sits above the rest with a sunroom for extra square footage. The kitchen features a pantry, soft close drawers, tile backsplash, skylight, beautiful white cabinets and an open concept eat in kitchen. The living room has a cozy fireplace and recessed lighting. 3 bedrooms and 2 full baths, with a heater fan in the main bathroom. Master suite with a sit down shower and double sink vanity. Enjoy the outdoors and wildlife with the 12x20 lifetime trec decking back deck. Nonsmoking in home. The aquasure water softener is paid for. Concrete driveway and 2 car attached garage with key pad entry. Extra attic space above the garage. This beautiful home is within 1 mile of the marina and community restaurant. Enjoy the pool, club house, huge lake to go out boating, fishing and swimming. Tennis court, pickleball court, playgrounds and public beaches all for your enjoyment and relaxation. Must have pre-approval or proof of funds. 24 hour notice to show

Description provided by the listing brokerage.

Interior

Appliances
DishwasherElectric Water HeaterDisposalMicrowaveElectric OvenRefrigeratorWater Softener Owned
Interior features
Entrance FoyerEat-in KitchenPantryWalk-In Closet(s)
Fireplaces
1
Fireplace type
ElectricLiving Room
Laundry
Laundry Room
Windows
Skylight(s)
Accessibility
Hallway - 36 Inch Wide
Security
Security LightsSmoke Detector(s)
Rooms
7
Main-level bedrooms
3

Exterior

Exterior features
LightingFire Pit
Patio and porch
CoveredDeck
Construction
Wood SidingCultured Stone
Foundation
Crawl Space
Style
Traditional
Parking and garage
Attached
View
Trees/Woods

Systems

Heating
Electric
Cooling
Central Air
Water
WellPrivate
Utilities
Electricity ConnectedSewer Connected

Lot and HOA

HOA fee
$315 / annually
Lot features
Rural - SubdivisionStreet LightsMature TreesWooded
HOA fee includes
ClubhouseParkPlayground
HOA amenities
ClubhouseParkPlayground

Schools

Middle school
North Putnam Middle School
High school
North Putnam Sr High School
School district
North Putnam Community Schools

Taxes

Estimated annual tax
$1,430 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$1,924per month, estimated
Principal and interest $1,663Property tax $119Insurance $115HOA $26
20% · $65,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$329,900
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