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12838 Fleetwood Drive S

Carmel, IN 46032

ActiveListed Jul 2, 2026 · 100 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,877 sqft
Lot
0.23 acres
Year built
1989
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22110537
County
Hamilton
Subdivision
Westpark At Springmill

About this home

Tucked away on a cul-de-sac with a fully fenced backyard, this well-maintained 4-bedroom Carmel home offers 9-foot ceilings throughout, a flexible floor plan, updated kitchen and bathrooms, upstairs laundry, screened porch, spacious deck, basement and oversized 2+ car garage. The remodeled kitchen features updated cabinetry, granite countertops, a breakfast bar and stainless steel appliances, with an open connection to the everyday living spaces. Separate living and family rooms provide flexibility, while the fireplace adds warmth and character. Upstairs are four bedrooms, two full baths with dual vanities and updated cabinetry, convenient laundry, and walk-in attic storage from the primary bedroom. Major updates include a newer roof, windows, dual HVAC systems, water heater and water softener. All appliances stay, including the washer and dryer. Outside, enjoy the large screened-in porch, spacious deck and fenced backyard. The finished garage includes a bump-out and service door, while the basement offers excellent space for storage, hobbies, a home gym or future finishing. Convenient Carmel location with immediate possession available. MAJOR PRICE REDUCTION = GREAT VALUE!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicrowaveElectric OvenRefrigeratorWasherWater Softener Owned
Interior features
Attic AccessBreakfast BarHigh CeilingsHi-Speed Internet AvailblSauna
Kitchen
Kitchen Updated
Other rooms and areas
Living Room FormalUtility Room
Fireplaces
1
Fireplace type
Family Room
Laundry
Upper Level
Windows
Vinyl Windows
Rooms
11

Exterior

Patio and porch
DeckScreened
Construction
Cement Siding
Foundation
Concrete Perimeter
Style
Traditional
Parking and garage
Attached
Fencing
Full
Other equipment
Smoke AlarmSump Pump

Systems

Heating
DualElectricForced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable Available

Lot and HOA

HOA fee
$491 / annually
Lot features
Cul-De-SacCurbsSidewalksSuburb
HOA fee includes
Association Home OwnersEntrance CommonMaintenanceManagement

Schools

Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,696 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,851per month, estimated
Principal and interest $2,262Property tax $391Insurance $157HOA $41
20% · $89,740
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$448,700
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