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4057 Rachel Lane

Carmel, IN 46033

ActiveListed Sep 4, 2026 · 28 days on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
3,528 sqft
Lot
0.3 acres
Year built
2002
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22116272
County
Hamilton
Subdivision
Setters Place

About this home

Imagine pulling into a quiet, peaceful cul-de-sac and stepping into a sanctuary that feels entirely your own. From the moment you open the door, crisp interior paint, modern light fixtures, and refreshed hardware welcome you home with effortless, contemporary elegance. Spanning over 3,500 square feet, this is one of the largest properties in the neighborhood, offering the kind of rare, expansive footprint where your life finally has room to breathe. The heart of the home flows seamlessly into vibrant living areas, but the real secret lies upstairs. Beyond the four spacious bedrooms sits a massive loft, a flexible haven waiting to become your private movie theater, high-end home gym, or dream playroom. When it's time to unwind, retreat to your oversized primary suite, designed to feel like a boutique hotel getaway at the end of every day. Outside, step into your private, fully fenced backyard, ideal for late-night stargazing, weekend BBQs, or endless play. Best of all? True peace of mind is already built in, thanks to brand-new 2026 heating, cooling, and updated systems. Nestled just four minutes from the nature trails at Cool Creek Park and moments from top dining and shopping, this location blends tranquil privacy with ultimate convenience. Homes with this much space, major updates, and prime placement rarely stay available for long. Opportunities like this don't wait. Schedule your private tour today to experience the feeling before someone else claims it!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicroHoodElectric OvenRefrigeratorWasher
Interior features
Vaulted Ceiling(s)Walk-In Closet(s)Pantry
Fireplaces
1
Fireplace type
Great RoomWood Burning
Rooms
10

Exterior

Patio and porch
Patio
Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Fencing
Full

Systems

Heating
Forced AirElectric
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$400 / annually
Lot features
Cul-De-SacSidewalks
HOA fee includes
Association Home OwnersManagement

Schools

School district
Westfield-Washington Schools

Taxes

Estimated annual tax
$4,078 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,745per month, estimated
Principal and interest $2,218Property tax $340Insurance $154HOA $33
20% · $88,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$440,000
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