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13996 Finnhorse Drive

Carmel, IN 46032

ActiveListed Aug 20, 2026 · 49 days on market

Key facts

Beds
3
Baths
3 full
Living area
2,592 sqft
Lot
0.25 acres
Year built
2017
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22119752
County
Hamilton
Subdivision
Westmont
Total building area
3,888 sqft

About this home

Welcome to 13996 Finnhorse Drive, a beautifully designed craftsman style home in the desirable Westmont neighborhood in West Carmel. The beautiful curb appeal and inviting covered front porch set the tone for this home that blends thoughtful design with comfortable, modern living. With an open concept flow, the main level brings the living spaces together in a functional layout. The welcoming foyer opens to a versatile front sitting room, ideal for a home office or quiet retreat, and continues into the spacious kitchen featuring SS appliances, including a new dishwasher and microwave, abundant cabinetry and updated lighting. The living room is anchored by a gas fireplace, and leads to the covered back patio, where retractable screens create comfortable outdoor living. Beyond the living room is the bright and spacious main level primary suite that offers an updated light fixture, oversized walk in closet with built in cabinetry and shelving, and a beautifully appointed bathroom featuring a large glass enclosed 3 headed shower, dual vanity, updated lighting and a bidet toilet. A second bedroom, full bathroom, and laundry room complete the main level living. Upstairs, the large loft area offers flexible space along with the 3rd bedroom and a full bathroom, making this level ideal for family or guests, and a second entertainment/flex space. The expansive unfinished basement presents an exciting opportunity to create even more functional living tailored to your lifestyle. Imagine a future 4th bedroom and bathroom, rec area, theater, workout room-the possibilities are yours to design! More highlights include an oversized two car garage with epoxy flooring, fresh bright paint, updated lighting, and numerous other upgrades throughout. Westmont offers a peaceful, friendly setting while keeping you close to shopping, dining, parks, schools, and conveniences. *A special seller incentive to make your move even easier: a 2-1 interest rate buy-down is being offered to the buyer!*

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerElectric Water HeaterDisposalMicroHoodMicrowaveDouble OvenGas OvenRefrigeratorWasherWater HeaterWater Softener Owned
Interior features
Attic AccessBath Sinks Double MainEntrance FoyerHi-Speed Internet AvailblPantrySmart ThermostatWalk-In Closet(s)
Other rooms and areas
Bedroom Other on Main
Basement
Egress Window(s)Roughed InUnfinished
Fireplaces
1
Fireplace type
Family RoomGas Log
Laundry
Connections AllLaundry Room
Windows
Screens
Security
Security SystemSmoke Detector(s)
Rooms
9
Main-level bedrooms
2

Exterior

Patio and porch
Covered
Construction
BrickCement Siding
Foundation
Concrete Perimeter
Style
Craftsman
Parking and garage
AttachedConcreteGarage Door OpenerGarage Faces Side
Other equipment
Security SystemSecurity System OwnedSmoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableCable ConnectedElectricity ConnectedNatural Gas AvailableNatural Gas ConnectedSep Electric MeterSep Gas MeterSewer ConnectedWater Connected

Lot and HOA

HOA fee
$575 / semi-annually
Lot features
CurbsSidewalksStorm SewerStreet LightsMature Trees
HOA fee includes
InsuranceMaintenanceNature AreaSnow RemovalWalking Trails
HOA amenities
Pond Year RoundTrail(s)InsuranceMaintenanceSnow Removal

Schools

Elementary school
Smoky Row Elementary School
Middle school
Carmel Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$6,120 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,412per month, estimated
Principal and interest $3,604Property tax $510Insurance $250HOA $48
20% · $143,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$715,000
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