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12949 Horlbeck Street

Carmel, IN 46032

Coming SoonListed Oct 21, 2026 · 0 days on market

Key facts

Beds
3
Baths
3 full
Living area
2,858 sqft
Lot
0.12 acres
Year built
2012
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22129449
County
Hamilton
Subdivision
The Village of Westclay

About this home

Welcome to 12949 Horlbeck Street, where thoughtful improvements, quality craftsmanship, and everyday functionality come together. From the spacious main level primary suite to the beautifully remodeled kitchen and guest bathroom, custom built ins and an upgraded garage, this home offers an impressive collection of updates that blend comfort, style and functionality. The remodeled kitchen by Dovetail Group (2020) is a standout, featuring Cambria quartz countertops, a tile backsplash, a stunning generous center island, updated sink and faucet, modern lighting, and a pantry door. The updated guest bath (2025) adds a fresh, stylish touch with new flooring, decorative wall tile, a new sink, quartz countertop, lighting, and faucet. Custom storage and organization are found throughout the home, including a built in desk and bookshelves in the office, a custom closet in the primary bedroom, and a basement entertainment center, all designed by Innovative Cabinets & Closets. The oversized two-car garage is equally impressive, featuring an abundance of custom cabinetry and slat wall, along with durable epoxy flooring. Additional improvements include a new roof in 2021, a Culligan water softener and reverse osmosis system installed in 2024, three upgraded ADA-compliant toilets, and newer carpet and plush padding in select areas. The front door features elegant beveled glass, complemented by a beveled transom window over the back door. Freshly painted fence and trim, along with recently sealed aggregate on the front porch, back porch, walkway, and driveway, add to the home's well maintained appeal. With extensive updates spanning the kitchen, bathrooms, flooring, storage, water systems, roof, and outdoor surfaces, this main level living home offers a wonderful combination of style, practicality, and peace of mind. Come discover a home where so many of the important updates have already been taken care of!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerDisposalGas Water HeaterMicrowaveOvenRange HoodRefrigeratorWasherWater PurifierWater Softener Owned
Interior features
Attic AccessBreakfast BarBuilt-in FeaturesVaulted Ceiling(s)Kitchen IslandEat-in KitchenPantryWalk-In Closet(s)Wet BarWood Work Painted
Kitchen
Kitchen Updated
Flooring
Hardwood
Basement
Ceiling - 9+ feetEgress Window(s)FinishedStorage Space
Fireplaces
1
Fireplace type
InsertGas LogGreat Room
Laundry
Main Level
Windows
Bay Window(s)Low-Emissivity Windows
Rooms
9
Main-level bedrooms
2

Exterior

Patio and porch
CoveredPatio
Construction
Cement Siding
Foundation
Concrete Perimeter
Style
RanchTraditional
Parking and garage
AttachedConcreteGarage Door OpenerGarage Faces RearStorage
Fencing
Full
Other equipment
Radon SystemSecurity SystemSump PumpSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$204 / monthly
Lot features
CurbsSidewalksStorm SewerStreet LightsMature Trees
HOA fee includes
Association Home OwnersClubhouseEntrance CommonExercise RoomInsuranceMaintenanceNature AreaParkPlaygroundSnow RemovalTennis Court(s)Walking Trails
HOA amenities
ClubhouseExercise CourseFitness CenterInsuranceJogging PathMaintenance GroundsParkPlaygroundPond Year RoundPoolSnow RemovalTennis Court(s)Trail(s)

Schools

Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$5,910 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$5,090per month, estimated
Principal and interest $4,108Property tax $493Insurance $285HOA $204
20% · $163,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$815,000
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