Skip to content

10646 Walnut Creek Drive W

Carmel, IN 46032

ActiveListed Sep 3, 2026 · 0 days on market

Key facts

Beds
4
Baths
4 full · 1 half
Living area
4,714 sqft
Lot
1.13 acres
Year built
1988
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22123313
County
Hamilton
Subdivision
Walnut Creek

About this home

Over an acre in Carmel's desirable Walnut Creek! A backyard oasis greets you as you walk out onto the expansive deck from the gourmet kitchen. What sets this property apart is the 900-square-foot detached pool house with a kitchenette, a spa-like full bath, changing room, fireplace and Murphy bed. This space works as a guest house or just a place to get away without leaving home. Privacy, space, and a second living structure most Carmel properties simply don't have. Main house boasts main floor primary suite, 3 additional upstairs bedrooms, 3.5 baths, and 3 gas fireplaces. Don't miss out on this opportunity!

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDown DraftDryerDisposalGas Water HeaterExhaust FanMicrowaveOvenDouble OvenConvection OvenGas OvenRange HoodRefrigeratorTankless Water HeaterWasherWater HeaterWater PurifierWater Softener Owned
Interior features
Attic AccessAttic Pull Down StairsBath Sinks Double MainBuilt-in FeaturesCathedral Ceiling(s)Tray Ceiling(s)Kitchen IslandEntrance FoyerPaddle FanHi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWalk-In Closet(s)Wood Work PaintedWoodWorkStain/Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-JillGreat Room - 2 StoryLaundry in Unit
Flooring
Hardwood
Fireplaces
4
Fireplace type
BedroomLibraryGas StarterLiving RoomPrimary Bedroom
Laundry
Main LevelSink
Windows
ScreensWood Frames
Security
Carbon Monoxide Detector(s)
Rooms
13
Main-level bedrooms
1
Condition
Updated/Remodeled

Exterior

Exterior features
Lighting
Patio and porch
Deck
Construction
BrickCedarCement Siding
Foundation
BlockFull
Style
Traditional
Parking and garage
Attached
Pool
HeatedIn GroundLiner
Private pool
Yes
Fencing
FullGateWrought Iron
View
PondPoolTrees/Woods
Other structures
Pool House
Other equipment
Irrigation EquipmentSump Pump

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Electricity ConnectedNatural Gas ConnectedSep Gas MeterSewer ConnectedWater Connected

Lot and HOA

HOA fee
$731 / annually
Lot features
CurbsSidewalksStorm SewerMature Trees
HOA fee includes
Entrance CommonInsurance
HOA amenities
Insurance

Schools

Elementary school
Towne Meadow Elementary School
Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$7,040 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,117per month, estimated
Principal and interest $6,049Property tax $587Insurance $420HOA $61
20% · $240,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$1,200,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.