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10786 Belmont Circle

Carmel, IN 46280

PendingListed Sep 10, 2026 · 7 days on market

Key facts

Beds
3
Baths
2 full
Living area
1,404 sqft
Lot
0.21 acres
Year built
1994
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22125351
County
Hamilton
Subdivision
Lexington Farms

About this home

See this beautiful ranch for sale in Lexington Farms! The front of the home is all brick, has attractive landscaping, and an attached 2 car garage. Note the covered back porch, the rear yard with plenty of open space for activities or pets, recently trimmed mature trees, and a wooded area for privacy in the back. The interior of the home features a large combo great room/dining area with vaulted ceilings and a fireplace. Walk or bike to the Monon Community Center and the Monon Trail! The Seller of this home recently hired contractors for extensive renovations and updates throughout the home! Updates in the past 3 months include Painting of the Complete Home Interior (except for the walls of Bedroom #3), including the Ceilings, a Major Kitchen Renovation including New Paint, Quartz Counters, Sink, Faucet, Refaced Cabinet Doors, Dishwasher, Microwave, and LV Flooring, plus, a Fully Updated Primary Bathroom, with New Paint, LV Tile Flooring, Marble Counter, Vanity, Double Sinks, Toilet, Bathtub and Vinyl Surround, Showerhead, Mirrors, Lighting, and finally, extensive Updates in Bathroom #2. including Marble Counter, Vanity, Sink, Hardware, LV Tile Flooring, Mirror, Lights, Toilet, and Shower Head! In August of 2026, a qualified Crawl Space Contractor performed Mold Remediation, installed a New Sump Pump and Dehumidifier, installed New Insulation, and a New Vapor Barrier. Other Recent Updates & Improvements: (2026), New Water Heater, New Disposal, Fireplace & Chimney Cleaned, New Porch Light, and New Locks and Handles for Front & Rear Doors, (2023-2024) New Refrigerator, New Range/Oven. The community amenities include a clubhouse, swimming pool, tennis courts, and playground. Located between Keystone Ave. and Meridian Street, this home has easy access to restaurants and shopping in downtown Carmel, Keystone at the Crossing, Nora, and easy access to I-465. Award Winning Carmel School and ready for you to move in and enjoy!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicrowaveConvection OvenElectric OvenRefrigeratorWasher
Interior features
Attic AccessBath Sinks Double MainVaulted Ceiling(s)Hi-Speed Internet AvailblEat-in KitchenPantrySmart ThermostatWood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Laundry in Unit
Fireplaces
1
Fireplace type
Great RoomWood Burning
Laundry
Laundry Closet
Windows
ScreensLow-Emissivity WindowsVinyl Windows
Rooms
6
Main-level bedrooms
3

Exterior

Patio and porch
Covered
Construction
Vinyl With Brick
Foundation
Concrete Perimeter
Style
Ranch
Parking and garage
AttachedConcreteGarage Door Opener
Other equipment
Smoke AlarmSump Pump

Systems

Heating
Heat Pump
Cooling
Central AirHeat Pump
Water
Public
Utilities
Cable Available

Lot and HOA

HOA fee
$240 / quarterly
Lot features
CurbsSidewalksMature Trees
HOA fee includes
ClubhouseEntrance CommonInsuranceMaintenanceParkPlaygroundSnow RemovalTennis Court(s)Trash
HOA amenities
ClubhousePlaygroundPoolSnow RemovalTennis Court(s)

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$3,004 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,378per month, estimated
Principal and interest $1,915Property tax $250Insurance $133HOA $80
20% · $75,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$379,900
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