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9869 Northern Lights Lane

Carmel, IN 46280

ActiveListed Sep 22, 2026 · 11 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,330 sqft
Lot
0.1 acres
Year built
2024
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22127818
County
Hamilton
Subdivision
Sunrise On The Monon

About this home

Conveniently located near all that Carmel has to offer, with quick access to I-465 and RIGHT ON THE MONON, this home and neighborhood are hard to beat! Built in 2024 by Old Town Design Group, this two-story home features a composite and brick exterior, beautiful landscaping, and a fully fenced, low-maintenance turf backyard with a private covered back porch perfect for relaxing or entertaining. The OPEN CONCEPT floor plan is ideal for gatherings and features a MAIN LEVEL PRIMARY SUITE with dual vanities, built-ins, a spacious ceramic-tiled shower, and a walk-in closet with custom shelving. The GOURMET KITCHEN showcases stainless steel appliances, a beverage center, modern tile backsplash, and a large island with quartz countertops. The seller has added even more modern upgrades, including custom cabinetry and countertops in the laundry room, new epoxy flooring in the two-car garage, and stunning window coverings throughout. Upstairs, a versatile loft and two generously sized bedrooms share a full bath, providing plenty of space for guests, family, or a home office. Come see this exceptional home and experience all it has to offer...you will not be disappointed!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherENERGY STAR Qualified Water HeaterENERGY STAR Qualified AppliancesDisposalMicrowaveConvection OvenGas OvenRange HoodRefrigeratorWasherDryer
Interior features
Attic AccessBreakfast BarBuilt-in FeaturesHigh CeilingsKitchen IslandEntrance FoyerHi-Speed Internet AvailblEat-in KitchenWired for DataPantrySmart ThermostatWalk-In Closet(s)WoodWorkStain/PaintedBath Sinks Double Main
Other rooms and areas
Laundry in Unit
Flooring
Hardwood
Fireplaces
1
Fireplace type
Gas StarterGreat RoomLiving Room
Laundry
Laundry RoomMain Level
Security
Smoke Detector(s)
Rooms
10
Main-level bedrooms
1
Condition
New Construction

Exterior

Exterior features
LightingSprinkler SystemBalcony
Patio and porch
Covered
Construction
CedarCement Siding
Foundation
Slab
Style
Contemporary
Parking and garage
AttachedGarage Door OpenerDetached
Fencing
Full
View
Neighborhood
Other equipment
Security SystemSmoke Alarm

Systems

Heating
ElectricForced AirNatural GasHigh Efficiency (90%+ AFUE )
Cooling
Central AirZoned
Water
Public
Utilities
Cable AvailableElectricity ConnectedNatural Gas AvailableSewer ConnectedWater Connected

Lot and HOA

HOA fee
$875 / annually
Lot features
AccessSidewalksSuburb
HOA fee includes
Association Home OwnersEntrance CommonIrrigationWalking Trails
HOA amenities
Jogging PathParkPond Year RoundSnow RemovalTrail(s)

Schools

Elementary school
Forest Dale Elementary School
Middle school
Clay Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$6,038 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$4,510per month, estimated
Principal and interest $3,678Property tax $503Insurance $255HOA $73
20% · $145,940
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$729,700
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