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631 Burr Oak Drive

Carmel, IN 46032

ActiveListed Oct 7, 2026 · 7 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
1,981 sqft
Lot
0.22 acres
Year built
1994
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22117689
County
Hamilton
Subdivision
Waterwood Of Carmel

About this home

So CLOSE to the MONON Trail and the MONON Center! Former Model Home in Popular Waterwood of Carmel! Don't miss this beautifully refreshed 3-bedroom, 2.5-bath home, ideally situated on a corner lot with mature perennial landscaping and a private backyard retreat. From the moment you enter, you'll appreciate the abundance of natural light, soaring two-story entry, large windows, and elegant transom windows. The entire home has been freshly painted with Sherwin-Williams paint, including the walls, ceilings, doors, and trim. New luxury vinyl plank flooring flows throughout the main level and all bathrooms, new carpet in the upstairs bedrooms, creating a fresh, cohesive look. The main level offers a formal living room and dining room, perfect for entertaining. The updated kitchen features soft-close drawers, quartz countertops, a corner sink, breakfast bar, and an open-concept design that flows seamlessly into the family room. Gather around the wood-burning fireplace while enjoying the comfortable, connected living space. Upstairs, the spacious primary suite offers a private retreat with an ensuite bath featuring a separate tub and shower, walk-in closet, and new light fixtures. Two additional bedrooms share a full bath with a convenient linen closet. Step outside to enjoy the beautifully landscaped yard and peaceful backyard setting. The stone patio and awning provide the perfect space for relaxing, entertaining, or simply enjoying the beauty of the perennial gardens and nature that surrounds you. Located just minutes from Central Park, The Monon Center, waterpark, splash pad, playground, and the Monon Trail, this home offers an incredible lifestyle in the heart of Carmel. Enjoy easy access to downtown Carmel, Midtown, Carter Green, The Palladium, shopping, dining, and more-all within the highly sought-after Carmel Clay Schools. Fresh, inviting, and move-in ready-this Waterwood home is one you won't want to miss!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicroHoodMicrowaveElectric OvenRefrigerator
Interior features
Attic Pull Down StairsBreakfast BarVaulted Ceiling(s)Entrance FoyerPaddle FanEat-in KitchenPantryWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Living Room Formal
Fireplaces
1
Fireplace type
Family RoomWood Burning
Laundry
Main Level
Windows
Vinyl Windows
Rooms
9

Exterior

Exterior features
Fire Pit
Patio and porch
PatioCovered
Construction
Vinyl With Brick
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$365 / annually
Lot features
SidewalksMature Trees
HOA fee includes
Entrance CommonSnow Removal

Schools

Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$3,892 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,726per month, estimated
Principal and interest $2,218Property tax $324Insurance $154HOA $30
20% · $88,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$440,000
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