Skip to content

451 American Way N #3H

Carmel, IN 46032

ActiveListed Oct 15, 2026 · 1 day on market

Key facts

Beds
2
Baths
2 full
Living area
1,212 sqft
Lot
0.05 acres
Year built
2004
Type
Residential · Condominium
Stories
One
Garage
2 spaces
MLS #
22129856
County
Hamilton
Subdivision
Commons

About this home

Enjoy the best of Carmel in this move-in-ready, 2-bedroom, 2-full-bath condo! This quiet, desirable third-floor end unit offers elevator access, beautiful views from your private balcony, and an unbeatable walkable location. Stroll to the Palladium, Farmers Market, Christkindlmarket, Monon Trail, and countless shops and restaurants, all in the heart of Carmel! Inside, you'll find a stylish kitchen with granite countertops, stainless steel appliances, and convenient pull-out drawers, plus hardwood floors, NEW carpet, and upgraded lighting. All appliances stay, including the washer, dryer, and water softener. Storage is plentiful, with a wall of closets in the primary bedroom and an additional walk-in closet off the primary bath. Enjoy the convenience of two assigned spaces in the underground parking garage, plus your own storage area. With comfortable one-level living, great amenities, and Carmel's best destinations just steps away, this condo makes it easy to love where you live!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalMicroHoodElectric OvenRefrigeratorWasherElectric Water HeaterWater Softener Owned
Interior features
Vaulted Ceiling(s)Walk-In Closet(s)Breakfast BarElevatorEntrance FoyerPantry
Flooring
Hardwood
Fireplaces
1
Fireplace type
Gas Log
Laundry
Main Level
Windows
Low-Emissivity WindowsVinyl Windows
Security
Fire Sprinkler SystemSmoke Detector(s)
Rooms
6
Main-level bedrooms
2

Exterior

Exterior features
Balcony
Patio and porch
Covered
Construction
Brick
Style
Traditional
Parking and garage
AssignedAttachedHeated Garage
Other equipment
Smoke Alarm

Systems

Heating
Electric
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$410 / monthly
HOA fee includes
Association Builder ControlsEntrance CommonIrrigationLawncareMaintenance StructureMaintenanceManagementSnow RemovalTrash
HOA amenities
MaintenanceManagementSnow RemovalTrash

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$1,208 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,608per month, estimated
Principal and interest $1,961Property tax $101Insurance $136HOA $410
20% · $77,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$389,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.