Key facts
- Beds
- 4
- Baths
- 2 full · 1 half
- Living area
- 3,516 sqft
- Lot
- 0.45 acres
- Year built
- 1998
- Type
- Residential · Single Family Residence
- Stories
- Two
- Garage
- 3 spaces
- MLS #
- 22129864
- County
- Hamilton
- Subdivision
- Saddle Creek
- Total building area
- 3,979 sqft
About this home
Welcome home to this beautifully updated, move-in-ready 4-bedroom home in a wonderful West Carmel neighborhood with mature trees and fantastic amenities! A dramatic two-story entry welcomes you into a home offering spacious living areas and flexibility for today's lifestyle. The impressive two-story great room features soaring ceilings and a cozy fireplace, while the kitchen offers rich wood cabinetry, granite countertops, stainless steel appliances and a gas range. The main level also features a private den with French doors, formal dining room and an additional versatile room perfect for a music room, playroom or second home office. Upstairs, the spacious primary suite is a relaxing retreat with vaulted ceilings, a wall of windows and a bath featuring dual sinks, soaking tub and separate shower. Three additional bedrooms complete the upper level. The finished basement is ready for movie nights in your own home theater, game days and winter fun, with abundant storage and potential for additional finished space. Outside, enjoy the brick paver patio, gazebo and firepit area, or relax and watch a friendly game of basketball on the driveway court! Recent updates include fresh paint, lighting, hardware, blinds, water heater (October 2026). Additional highlights include an updated powder room, convenient main-level laundry with utility sink and cabinetry, and a three-car garage. Enjoy neighborhood amenities including a pool, tennis and basketball courts, and playground. All within the award-winning Carmel Clay School District and conveniently located near shopping, dining, hospitals and the US 31 corridor. A wonderful combination of space, comfort, updates and location!
Description provided by the listing brokerage.
Interior
- Appliances
- Interior features
- Kitchen
- Other rooms and areas
- Basement
- Fireplaces
- 1
- Fireplace type
- Laundry
- Rooms
- 13
Exterior
- Patio and porch
- Construction
- Foundation
- Style
- Parking and garage
- Other equipment
Systems
- Heating
- Cooling
- Water
- Utilities
Lot and HOA
- HOA fee
- $438 / semi-annually
- Lot features
- HOA fee includes
- HOA amenities
Schools
- High school
- Carmel High School
- School district
- Carmel Clay Schools
Taxes
- Estimated annual tax
- $8,130 / yearTwice the semi-annual installment the listing reports.
- Tax year
- 2025
Estimate your monthly payment
Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.
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