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3504 Modesto Lane

Carmel, IN 46074

ActiveListed Oct 20, 2026 · 1 day on market

Key facts

Beds
4
Baths
2 full · 1 half
Living area
2,655 sqft
Lot
0.19 acres
Year built
2005
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22132361
County
Hamilton
Subdivision
Stanford Park
Total building area
3,403 sqft

About this home

Bring your vision to life in Carmel-priced to inspire your next move! With soaring ceilings, inviting outdoor spaces, and room to grow, this 4-bedroom, 2.5-bath house offers the opportunity to create a home that reflects your style. An impressive two-story great room welcomes you with expansive windows, tons of natural light, a fireplace, and an overlooking catwalk. The kitchen features hardwood floors, plenty of cabinetry, a center island with seating, and a large pantry. Enjoy everyday meals in the adjoining breakfast area, or step onto the screened-in porch and deck overlooking a peaceful, tree-lined backyard. A main-level office with French doors and a separate formal dining room provide flexibility for work and entertaining. Upstairs, the spacious primary suite includes a private bath with dual sinks, along with three additional bedrooms and full bathroom. The unfinished basement provides space to imagine a future recreation room, workout area, or additional living space tailored to your needs. A three-car garage, seven year old roof, neighborhood sidewalks, and convenient access to the walking trail round out the appeal. Ready for its next chapter, this Carmel home invites you to bring your ideas, make improvements, and make it your own.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDisposalGas Water HeaterMicrowaveElectric OvenRefrigeratorWater Softener Owned
Interior features
Bath Sinks Double MainBreakfast BarVaulted Ceiling(s)Entrance FoyerPaddle FanEat-in KitchenPantryWalk-In Closet(s)
Flooring
Hardwood
Basement
Unfinished
Fireplaces
1
Fireplace type
Gas LogGreat Room
Laundry
Main Level
Rooms
9

Exterior

Patio and porch
CoveredDeckScreened
Construction
BrickCement Siding
Foundation
Block
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$225 / semi-annually
Lot features
SidewalksStorm SewerWooded
HOA fee includes
MaintenanceManagementSnow Removal

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$5,014 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,051per month, estimated
Principal and interest $2,445Property tax $418Insurance $170HOA $19
20% · $97,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$485,000
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