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12657 Treaty Line Street

Carmel, IN 46032

ActiveListed Oct 29, 2026 · 2 days on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
4,502 sqft
Lot
0.26 acres
Year built
2002
Type
Residential · Single Family Residence
Stories
One
Garage
2 spaces
MLS #
22133302
County
Hamilton
Subdivision
The Village of Westclay

About this home

Gorgeous Village of West Clay ranch home on a beautifully landscaped corner lot within walking distance of The Village Center! Stunning open floorplan has 10' ceilings, gleaming hardwood floors, attractive crown molding, elegant leaded-glass transom windows and an abundance of natural light. Separate formal Dining Room features custom columns and an adjoining butler's pantry, perfect for entertaining. Spacious and bright eat-in Kitchen includes a sprawling center island with granite counters, breakfast bar, double ovens and a two-sided gas fireplace. Expansive main-level Primary retreat offers sitting room area, dual vanities, a Jacuzzi tub, walk-in shower, and custom walk-in closet. Generous second bedroom ensuite has two closets and lovely window seat. Finished lower level has 9' ceilings and expands your living space with a huge recreation room featuring built-in bookshelves, a third bedroom, full bath, and second kitchen, perfect for guests or in-law quarters. Experience added peace of mind with numerous property updates, including a new roof in 2024 by Cochran Exterior, new gas range, basement sump pump and fresh interior paint (main level) in 2026. Additional updates include a new microwave, washer and dryer, Bosch dishwasher, basement refrigerator, and water softener. Enjoy relaxing or entertaining on the brick paver patio or pergola overlooking the beautiful fenced-in yard. With its highly sought-after location, elegant finishes, inviting spaces, and exceptional outdoor living, this wonderfully maintained home offers the perfect combination of comfort, style, and convenience!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicrowaveOvenDouble OvenGas OvenRefrigeratorWasherWater Softener Owned
Interior features
Breakfast BarBuilt-in FeaturesHigh CeilingsKitchen IslandEntrance FoyerEat-in KitchenPantryWalk-In Closet(s)Wet BarWood Work Painted
Flooring
Hardwood
Basement
Ceiling - 9+ feetDaylightFinishedPartialStorage Space
Fireplaces
1
Fireplace type
Two SidedInsertGas LogGreat RoomHearth Room
Laundry
Main Level
Security
Security System
Rooms
8
Main-level bedrooms
2

Exterior

Exterior features
Sprinkler System
Patio and porch
PatioCovered
Construction
BrickWood Siding
Foundation
Concrete Perimeter
Style
RanchTraditional
Parking and garage
Alley AccessAttachedConcreteGarage Door OpenerGarage Faces RearStorage
Fencing
Partial
Other equipment
Security SystemSmoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable Available

Lot and HOA

HOA fee
$612 / quarterly
Lot features
Corner LotTrees-Small (Under 20 Ft)
HOA fee includes
ClubhouseEntrance CommonExercise RoomInsuranceMaintenanceParkPlaygroundSnow RemovalTennis Court(s)Walking Trails
HOA amenities
Basketball CourtClubhouseExercise CourseFitness CenterInsuranceMaintenance GroundsParkPlaygroundPond Year RoundPoolSnow RemovalTennis Court(s)Trail(s)

Schools

Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$9,352 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Price history

Every listing, price change and sale we have on record for this home.

DateEventPrice$/sq ft
Listed for sale$975,000$217 / sq ft
Sold$542,500$221 / sq ft
Listed for sale$564,900$230 / sq ft

Properties displayed may be listed or sold by various participants in the MLS.

Information deemed reliable but is not guaranteed accurate.

© 2026 MIBOR REALTOR® Association

Based on information submitted to the Broker Listing Cooperative listing service as of November 4, 2026

Estimate your monthly payment

$6,239per month, estimated
Principal and interest $4,915Property tax $779Insurance $341HOA $204
20% · $195,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Address
12657 Treaty Line Street, Carmel, IN 46032
County
Hamilton
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Listed at$975,000
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