Investing
Under $300K in Indianapolis: Is It Still the Best Investment Band?
The 0.9-month supply figure for under-$300K Indianapolis homes dates to 2025. Here is what current MIBOR and submarket data show, compared band by band.
The Roots Blog
The Indianapolis real estate blog, from people who invest here.
Guides, market notes, and how-tos on buying, selling, and investing in Indianapolis real estate, from a team built on investment principles.
Home Buying
FHA Loan Indianapolis: What First-Time Buyers Should Know
An FHA loan on a $250K Indy house runs about $1,688/mo. Here is the real payment math, the $541,287 Indiana limit, and what the WSJ story does not change.
Market Trends
Indianapolis Real Estate Market Update
The current 30-year mortgage rate is 7.40%. Here is what that, plus the latest Indianapolis prices and neighborhood trends, means for buyers, sellers, and investors this week.
Investing
BRRRR vs New Construction in Indianapolis: 2026 Math
A $195K Beech Grove BRRRR carries $1,002/mo. A $430K Fishers build carries $2,211. Both paths run on real local numbers, including the rule that kills one.
Market Trends
Is Indianapolis a Buyer's Market? What 2026 Data Shows
Zillow calls Indy the #1 buyer's market. Realtor.com's Market Clock still says seller's. Four medians, 27 areas, and what actually changed for buyers.
Neighborhood Guides
Carmel Missing Middle Housing: What It Means for Buyers
Carmel's median is $630,000, up 14% (Redfin, May 2026). What the missing middle study, the WestClay PUD fights, and the 10% rental cap really change.
Neighborhood Guides
Buying a Rocky Ripple Home After the White River Flood
White River hit 21.18 ft Aug. 15 at the 82nd St. gauge, second only to 1913. Rocky Ripple's 1937 levee is not FEMA accredited. Here is the buyer checklist.
Market Trends
Buying a Noblesville Home After the White River Flood
White River hit 24.6 feet Aug. 15, breaking a 113-year record. Officials counted 552 impacted Noblesville units. Here is what we checked on rentals and listings.
Home Buying
Your Basement After 2 Inches of Rain: What to Check Right Now
Indianapolis just had its fourth-wettest August open on record. Your house ran a free diagnostic on itself. Here is the ten minute walkthrough, what each finding costs, and when to call an engineer instead of a waterproofing salesperson.
Neighborhood Guides
The Pretender Opens in Noblesville. What a $60K Stereo Says About Home Prices
A hi-fi listening lounge just opened off the Noblesville square. Operators betting long on a district is a housing signal, and Noblesville is up 8.3% year over year while Fishers is up 0.6%.
Market Trends
The Indianapolis Housing Market, by Neighborhood
The Central Indiana median is $330,000. Across the 27 Indianapolis-area markets we track it runs from $100,000 to $700,000, and 11 are up year over year while 13 are down. Here is every market, with the source and reporting month on each one.
Investing
Why Most Small Indy Landlords Lose Money
Most people who lose money on an Indy rental did not buy in a bad market. They bought with a spreadsheet built for a different state. Here is how the Marion County tax reset, old-house repair costs, and zip-code averages quietly eat a duplex deal.
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