The Roots Blog

The Indianapolis real estate blog, from people who invest here.

Guides, market notes, and how-tos on buying, selling, and investing in Indianapolis real estate, from a team built on investment principles.

228 articles
Indianapolis real estate commission changes 2024
Market Trends

The Commission Change, One Year In: What Indy Buyers and Sellers Actually Need to Know

The $418M NAR settlement is one year old. What changed in Indiana, what to ask before signing a buyer agreement, and where the lawsuits still stand.

5 MIN READ
Hamilton Southeastern Schools in 2026: What Fishers Families Are Actually Worried About
Neighborhood Guides

Hamilton Southeastern Schools in 2026: What Fishers Families Are Actually Worried About

HSE laid off 18 teachers in May 2026 due to enrollment decline. What Fishers buyers need to know: what was cut, what still works, and what to ask.

Fishers · 9 MIN READ
Aerial view of a Hamilton County, Indiana suburban neighborhood of family homes and mature trees
Neighborhood Guides

Carmel vs Fishers in 2026: The $200,000 Gap Nobody Mentions

Carmel's median is $630,000 and up 14% year over year. Fishers is $430,000 and flat. Per square foot they are only 13% apart. Here is what that actually means for your payment, your commute and your kids' schools.

Carmel · 7 MIN READ
Fountain Square
Investing

How to Invest $50k in Indianapolis Right Now: A Realistic Breakdown

At 6.5% rates and a $290k median price, $50,000 still gets you into Indianapolis real estate three different ways. Here is the actual math on each path.

Fountain Square · 11 MIN READ
First Time Home Buyer Loan Options | Direct Mortgage Loans
Home Buying

Your Rent Payments Could Now Count Toward Buying a Home, Here's What Changed

Fannie Mae now accepts credit scores counting on-time rent history. If your score has kept you from buying in Indianapolis, that calculation just changed.

11 MIN READ
Carmel vs. Fishers: An Honest Look at the Two Top-Ranked Suburbs (Beyond the U.S. News Headline)
Neighborhood Guides

Carmel vs. Fishers: An Honest Look at the Two Top-Ranked Suburbs (Beyond the U.S. News Headline)

U.S. News ranked Carmel #1 and Fishers #2 in the country. Here's what the ranking actually measures, and which suburb fits your life better.

9 MIN READ
House-Hacking in Indianapolis: What the Numbers Look Like in 2026
Investing

House-Hacking in Indianapolis: What the Numbers Look Like in 2026

Indianapolis duplexes at $155K let tenants cover most of your mortgage. Here's what the cash-flow math actually looks like for house-hackers in 2026.

11 MIN READ
Mortgage Rates Are Near Yearly Highs. Here's the Math on What That Adds to Your Payment
Home Buying

Mortgage Rates Are Near Yearly Highs. Here's the Math on What That Adds to Your Payment

At 7%, a $320,000 Indianapolis home runs $1,703/mo before taxes. Full payment math at 6.5%, 7%, and 7.5% with and without 20% down.

12 MIN READ
Warren Park: What the Reddit Conversations Reveal About This Eastside Neighborhood
Neighborhood Guides

Warren Park: What the Reddit Conversations Reveal About This Eastside Neighborhood

Warren Park homes are selling near $170K as Reddit buyers size up this near-eastside Indianapolis neighborhood. Here's the honest profile.

9 MIN READ
First-Time Buyer's Guide to Eagledale and Indy's West Side
Neighborhood Guides

First-Time Buyer's Guide to Eagledale and Indy's West Side

Eagledale is one of the few Indianapolis neighborhoods where buyers under $200K still find solid square footage. Here's the honest picture.

8 MIN READ
Indianapolis
Home Buying

How to Negotiate When Sellers Are Getting Nervous in Central Indiana

Indianapolis inventory is up 18% from early 2025. When days on market climb and sellers get nervous, here's how to negotiate smarter in Central Indiana.

12 MIN READ
Open House Strategy for Indianapolis Sellers in May 2026
Strategy & ROI

Open House Strategy for Indianapolis Sellers in May 2026

Selling your home in Indianapolis this May? Learn open house strategies, pricing tips, staging ideas, and seller tactics that attract buyers fast.

5 MIN READ

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