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2618 Congress Street

Carmel, IN 46032

ActiveListed Oct 15, 2026 · 1 day on market

Key facts

Beds
3
Baths
3 full · 1 half
Living area
2,108 sqft
Lot
0.04 acres
Year built
2011
Type
Residential · Townhouse
Stories
Three or more
Garage
2 spaces
MLS #
22119855
County
Hamilton
Subdivision
The Village of Westclay

About this home

Located in the sought-after Village of WestClay, this exceptional 3-bed, 3.5 bath townhome perfectly blends contemporary design with functional elegance, offering an unparalleled living experience for those who appreciate style and comfort. As you step inside, you are greeted by an open-concept layout that effortlessly flows from room to room. The spacious living area is bathed in natural light, thanks to expansive windows that create a warm and inviting ambiance. The sleek hardwood flooring and new carpeting on the stairs and upper level add a touch of sophistication, while the minimalist design elements keep the space feeling fresh and uncluttered. French doors lead you to a newly updated deck, perfect for morning coffees and evenings under the stars. The gourmet kitchen is a culinary enthusiast's paradise, featuring state-of-the-art stainless steel appliances, granite countertops, and custom cabinetry that provides ample storage. Whether you're hosting intimate dinner parties or preparing family meals, this kitchen is both functional and stylish. Adjacent to the kitchen is a chic dining area that seamlessly connects with the outdoor patio-perfect for al fresco dining under the stars. Retreat to the luxurious master suite where tranquility reigns supreme. This spacious haven boasts a private en-suite bathroom complete with dual vanities and a walk-in shower adorned with exquisite tile work. Two additional bedrooms provide generous space for family or guests, ensuring everyone enjoys their own sanctuary. The exterior also boasts fresh paint, giving the home a refreshed look and adding to the new owner's peace of mind. Located just moments away from local boutiques, trendy cafes, parks, and cultural attractions, this home offers not just luxury but also convenience. Neighborhood also offers multiple clubhouses, exercise rooms, pools, tennis, and basketball courts.

Description provided by the listing brokerage.

Interior

Appliances
Gas CooktopDishwasherDryerElectric Water HeaterDisposalMicrowaveDouble OvenRefrigeratorWasher
Interior features
Walk-In Closet(s)Wood Work PaintedBreakfast BarEat-in KitchenHi-Speed Internet AvailblWired for DataPantry
Kitchen
Kitchen Updated
Flooring
Hardwood
Fireplaces
1
Fireplace type
Family RoomGas Log
Laundry
Upper Level
Rooms
9

Exterior

Exterior features
Basketball CourtTennis Court(s)
Patio and porch
DeckCovered
Construction
BrickCement Siding
Foundation
Slab
Style
Traditional
Parking and garage
Attached
Other equipment
Smoke Alarm

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableNatural Gas Connected

Lot and HOA

HOA fee
$561 / monthly
Lot features
Close to ClubhouseCurbsSidewalksStreet LightsSuburb
Community
Pool
HOA fee includes
Entrance CommonExercise RoomIrrigationLawncareMaintenance StructureMaintenanceParkPlaygroundSnow RemovalTennis Court(s)
HOA amenities
Pool

Schools

Elementary school
West Clay Elementary School
Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,016 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,262per month, estimated
Principal and interest $2,213Property tax $335Insurance $154HOA $561
20% · $87,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$439,000
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