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660 Waterwood Way

Carmel, IN 46032

PendingListed Sep 3, 2026 · 0 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,014 sqft
Lot
0.14 acres
Year built
1995
Type
Residential · Single Family Residence
Stories
Two
Garage
2 spaces
MLS #
22124296
County
Hamilton
Subdivision
Waterwood Of Carmel

About this home

If you've been searching for a beautifully maintained home with timeless architecture, thoughtful updates, natural light, and a premium, scenic homesite with tree-lined and pond views, next door to the Carmel Monon Center and Monon Trail at the 111th-116th central corridor-welcome home! Enjoy the best of Carmel's active lifestyle amenities and activities, from nature, biking, swimming, and dining to quick highway commuting. Bike just 11-13 minutes to downtown Carmel's Midtown, Arts & Design District, Carmel City Center, and Rangeline Merchants Square while coming home to a classic brick-front elevation, high ceilings, abundant windows for natural light, plantation shutters and rattan shades, an upgraded kitchen with white Shaker cabinetry, granite countertops, under-cabinet dimmable lighting, double pantry, and Pella sliding door, an updated primary bath w frameless tile shower, garden tub, double sinks, spacious primary suite offering a peaceful retreat with treetop views, and a generous great room with cozy gas fireplace. Step outside and discover your private oasis with lawn space, an expansive 18' x 23' concrete patio to enjoy the tranquil surroundings, and a storage shed. This exceptional property offers a rare blend of privacy, charm, and convenience, with $45K in home maintenance and improvements.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalGas Water HeaterMicroHoodGas OvenRefrigeratorWasherWater Softener Owned
Interior features
Breakfast BarHigh CeilingsTray Ceiling(s)Vaulted Ceiling(s)Entrance FoyerHi-Speed Internet AvailblPantryWood Work Painted
Kitchen
Kitchen Updated
Other rooms and areas
Bath Jack-n-Jill
Fireplaces
1
Fireplace type
Gas LogGreat Room
Laundry
Main Level
Windows
ScreensLow-Emissivity Windows
Security
Carbon Monoxide Detector(s)Security SystemSmoke Detector(s)
Rooms
9

Exterior

Exterior features
Storage Shed
Patio and porch
CoveredPatio
Construction
BrickVinyl Siding
Foundation
Slab
Style
Traditional
Parking and garage
AttachedConcreteGarage Door Opener
View
PondTrees/WoodsWater
Other equipment
Security SystemSecurity System OwnedSmoke Alarm

Systems

Heating
Forced AirGas
Cooling
Central Air
Water
Public
Utilities
Cable AvailableCable Connected

Lot and HOA

HOA fee
$365 / annually
Lot features
SidewalksStreet LightsMature TreesWooded
HOA fee includes
InsuranceManagementSnow Removal

Schools

School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,030 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,840per month, estimated
Principal and interest $2,314Property tax $336Insurance $161HOA $30
20% · $91,800
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$459,000
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