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12992 Moultrie Street

Carmel, IN 46032

ActiveListed Oct 8, 2026 · 14 days on market

Key facts

Beds
3
Baths
2 full · 1 half
Living area
2,095 sqft
Lot
0.04 acres
Year built
2022
Type
Residential · Condominium
Stories
Three or more
Garage
2 spaces
MLS #
22130426
County
Hamilton
Subdivision
The Village of Westclay

About this home

Welcome home to this bright, contemporary three-story townhome in the Village of WestClay, where sunlight fills every room and the view looks out over a tranquil pond and permanent green space. As a resident, you'll have full access to WestClay's premier amenities: three pools, fitness centers, clubhouses, tennis and pickleball courts, parks, playgrounds, miles of walking trails, and year-round community events for all ages, plus the shops and dining of the Village Center just a stroll away. Located in the acclaimed Carmel Clay Schools district, with an HOA that covers exterior maintenance, lawn care, and snow removal. Inside, the spacious first floor is ideal for entertaining or relaxing. The open main level features luxury vinyl plank flooring, custom 2" blinds, and a gourmet kitchen with white 42" cabinetry, quartz countertops, a tile backsplash, stainless steel appliances, a 36" gas cooktop, an oversized island, a coffee bar, and a cozy breakfast nook. Upstairs, three bedrooms offer room to rest and recharge, with California Closets systems in every closet. Washer and dryer included, along with Google Nest smart home features. End your day on the private balcony, watching the sunset over the pond, and you'll understand why this has been such a special place to call home. We can't wait to welcome you.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerElectric Water HeaterDisposalMicrowaveGas OvenRange HoodRefrigeratorBar FridgeWasherWater Softener Owned
Interior features
Attic AccessHigh CeilingsEntrance FoyerHi-Speed Internet AvailblEat-in KitchenWired for DataSmart ThermostatWalk-In Closet(s)Wood Work Painted
Kitchen
Kitchen Updated
Windows
ScreensVinyl Windows
Rooms
7
Condition
Updated/Remodeled

Exterior

Exterior features
Balcony
Patio and porch
Deck
Construction
BrickStucco
Foundation
Slab
Style
Split Level
Parking and garage
Attached
View
Pond
Waterfront
Pond

Systems

Heating
Forced Air
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$486 / monthly
Lot features
Close to ClubhouseCurbsSidewalksStorm SewerStreet Lights
Community
ClubhouseCurbsFishingFitness CenterParkPlaygroundPoolRestaurantSidewalksStreet LightsTennis Court(s)
HOA fee includes
ClubhouseEntrance PrivateExercise RoomInsuranceIrrigationLawncareMaintenance GroundsMaintenance StructureMaintenanceNature AreaParkPlaygroundPickleball CourtManagementSnow RemovalTennis Court(s)Walking Trails
HOA amenities
Basketball CourtClubhouseExercise CourseFitness CenterInsuranceJogging PathLandscapingMaintenanceMaintenance GroundsManagementParkPickleball Court(s)Picnic AreaPlaygroundPond Year RoundPoolRecreation FacilitiesSnow RemovalSport CourtTennis Court(s)Trail(s)

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$7,270 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$3,625per month, estimated
Principal and interest $2,369Property tax $606Insurance $164HOA $486
20% · $93,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$469,900
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