Skip to content

12677 Treaty Line Street

Carmel, IN 46032

PendingListed Oct 14, 2026 · 4 days on market

Key facts

Beds
5
Baths
3 full · 1 half
Living area
4,093 sqft
Lot
0.15 acres
Year built
2001
Type
Residential · Single Family Residence
Stories
Two
Garage
3 spaces
MLS #
22130748
County
Hamilton
Subdivision
The Village of Westclay
Total building area
4,128 sqft

About this home

OPEN HOUSE SATURDAY - 10/17 - 2PM-4PM Come experience the magic that happens when you combine exceptional craftsmanship and custom, opulent finishes in this meticulously cared for and maintained residence nestled within Carmel's prestigious Village of WestClay. You will be charmed by the level of quality and attention to detail that is evident throughout. Crown molding, hardwood floors, premium appliances, custom built-in bookshelves, and an abundance of natural light create a bewitching atmosphere where classic sophistication meets everyday comfort. As twilight falls, professionally designed landscaping and lighting cast a glow upon the home, creating an almost picturesque moment from a storybook. The newer exterior paint, fence and masonry work adds to the already impressive curb appeal. You can rest assured knowing there is nothing spooky about a home with a newer HVAC system, water heater, integrated humidifier and a roof replaced in 2022. The expansive three-car garage offers exceptional functionality, high-quality epoxy flooring that delivers a polished, finished look and plenty of storage for all the skeletons in the closet. No detail has been overlooked, and no corners cut. This is a home that has been genuinely cherished, thoughtfully improved, and impeccably maintained by owners who take pride in preserving its beauty and quality. Set within one of Carmel's most distinguished communities, this spellbinding property offers a rare opportunity to enjoy refined living in a setting defined by charm, character, and enduring appeal.

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerDisposalHumidifierMicrowaveOvenDouble OvenGas OvenRange HoodRefrigeratorBar FridgeTankless Water HeaterWarming DrawerWasherWater Softener Owned
Interior features
Attic AccessBath Sinks Double MainBreakfast BarBuilt-in FeaturesHigh CeilingsTray Ceiling(s)Kitchen IslandPaddle FanHi-Speed Internet AvailblWired for DataPantryWalk-In Closet(s)Wet BarWood Work Painted
Flooring
Hardwood
Basement
DaylightEgress Window(s)
Fireplaces
1
Fireplace type
Gas LogGreat Room
Laundry
Main Level
Rooms
12
Main-level bedrooms
1

Exterior

Exterior features
Lighting
Patio and porch
CoveredScreened
Construction
Cement Siding
Foundation
Concrete Perimeter
Style
CraftsmanTraditional
Parking and garage
Attached
Other equipment
Radon SystemSmoke AlarmSump Pump w/Backup

Systems

Heating
Forced AirNatural Gas
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$612 / quarterly
Lot features
SidewalksStreet LightsMature TreesTrees-Small (Under 20 Ft)
HOA fee includes
Association Home OwnersClubhouseEntrance CommonExercise RoomInsuranceMaintenanceNature AreaParkPlaygroundManagementSnow RemovalTennis Court(s)Walking Trails
HOA amenities
ClubhouseFitness CenterJogging PathMaintenance GroundsManagementMeeting RoomParkPlaygroundPoolSnow RemovalTennis Court(s)Trail(s)

Schools

Middle school
Creekside Middle School
High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$10,244 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$7,500per month, estimated
Principal and interest $6,024Property tax $854Insurance $418HOA $204
20% · $239,000
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

Talk to a lender we trust
Talk to Roots

Want us to run the numbers with you?

Book a consultation and a Roots agent will help you pressure-test the payment, repairs, resale, and rent.

Listed at$1,195,000
Talk to Roots

Ready to plant roots in Indianapolis?

Book a consultation and a Roots agent will help you turn the next move into a real plan.