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12863 Tradd Street #1C

Carmel, IN 46032

ActiveListed Sep 17, 2026 · 24 days on market

Key facts

Beds
2
Baths
2 full
Living area
1,205 sqft
Year built
2002
Type
Residential · Condominium
Stories
One
MLS #
22126612
County
Hamilton
Subdivision
The Village Of West Clay

About this home

Enjoy first-floor living in the heart of the Village of WestClay! This updated 2-bedroom home offers over 1,200 sq. ft. of comfortable living space, plus a private one-car garage with interior access. Inside, you'll find granite countertops, stainless steel appliances, spacious bedrooms, a walk-in closet, and convenient in-unit laundry. Step outside to your private porch and fenced-in outdoor area-perfect for relaxing or enjoying some fresh air. The HOA includes access to incredible Village of WestClay amenities, including pools, a fitness center, clubhouse, tennis courts, walking trails, and beautiful green spaces throughout the community. Located just minutes from shopping, restaurants, coffee shops, parks, and everything Carmel has to offer!

Description provided by the listing brokerage.

Interior

Appliances
DishwasherDryerMicrowaveElectric OvenRefrigeratorWasher
Interior features
Eat-in Kitchen
Rooms
5
Main-level bedrooms
2

Exterior

Patio and porch
Deck
Construction
BrickVinyl Siding
Foundation
Slab
Parking and garage
Common

Systems

Heating
Electric
Cooling
Central Air
Water
Public

Lot and HOA

HOA fee
$437 / monthly
Community
ClubhouseFitness CenterPoolTennis Court(s)
HOA fee includes
Association Home OwnersClubhouseEntrance CommonExercise RoomInsuranceLawncareMaintenance GroundsNature AreaSnow RemovalTennis Court(s)Trash
HOA amenities
ClubhouseExercise CourseFitness CenterParkPoolSnow RemovalTennis Court(s)

Schools

High school
Carmel High School
School district
Carmel Clay Schools

Taxes

Estimated annual tax
$4,118 / yearTwice the semi-annual installment the listing reports.
Tax year
2025

Estimate your monthly payment

$2,154per month, estimated
Principal and interest $1,285Property tax $343Insurance $89HOA $437
20% · $50,980
6.47%
Loan type
Loan term

Estimates only. This calculator does not give a quote. Defaults reflect Marion County / Indianapolis averages: property tax from this home's actual county bill, homeowners insurance at 0.42% annually. Conventional: PMI runs 0.55% of the loan annually when your down payment is below 20%, and drops automatically at 22% equity. Your real number depends on credit, taxes assessed for the parcel, escrow, condo insurance, and HOA. Rates as of May 2026 and subject to change.

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Listed at$254,900
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